I've been in the finance industry for over 12 years. I built my first home at age 23 and have gone on to sell and buy several more so am well versed to help you through the process of getting finance for your home. I love helping people achieve things they didn't think was possible and being able to provide exceptional customer service along the way. I am down to earth, responsive and excited to help you on your home buying journey.

In my spare time I love relaxing with friends and family, training at the gym for my next powerlifting competition and hanging out with my three cats, Mimi, Murri and Tilly.

Hi I’m Michelaé.

I have been working in the finance industry for a number of years now. I went through my first home buying experience with The Mortgage Girls. The whole process from start to finish was incredibly easy. The help and guidance from the girls and their approach, gave me a new-found passion to further my career in this industry.  I wanted to utilise and expand my own experience and join a dynamic team of professionals in the mortgage finance field. I was thrilled when The Mortgage Girls gave me the opportunity to join their team.

When I’m not helping clients with their home buying dreams, you’ll find me up the Christchurch Port Hills riding my mountain bike or at the Alpine Ice Rink freestyle skating. Otherwise I’ll be at home tinkering away carrying out renovations to our character house with my partner Josh.

Hi I’m Nina

I have been in the Finance industry since 2006, while going through the home loan process with a broker I was offered a job and I have never looked back.

During the years I have also worked at NZ home loans, Kiwibank and Westpac and until recently I ran my own small business.

I love helping people to become financial free and to achieve their home ownership / investment goals.

I have brought, renovated and sold many times and I am passionate about helping others to achieve their financial dreams.

In my spare time you will find me keeping fit walking the many tracks around Christchurch or on the West Coast spending time with friends and family.

Hi I'm Elyce 🖐

Holly and I founded The Mortgage Girls in 2015 because we genuinely wanted to help people. We knew our company would make people's financial dreams come true, while offering other women the freedom of a better work and life balance.

I bought my first property when I was 27, also purchasing two properties in one year. The same year, I was declined finance twice. I know how banks look at some people, because they looked at me the same way. What the banks didn't count on is my tenacious persistence and problem solving abilities, which allow me to help people from all over New Zealand gain finance, myself included. Not many people love their job, but I do. As my Grandma says "I call a spade, a spade", so when it comes to achieving your financial goals, I'll tell it like it is. That means always being upfront and honest with you, plus I'm not afraid to call out the banks if I think they can do better.

Did I mention, my team is awesome? We've won multiple awards over the years, including Regional Mortgage Broker of the Year, Excellence for customer service from an individual office, Excellence for Mortgage Broker of the Year (1-10 staff) and New Zealand Selection for Young Gun of the year.

Since founding The Mortgage Girls I've married my amazing husband Liam, had a beautiful daughter Mackenzie, and become step-mother to two gorgeous toddlers, Marko and Maggie. Going from no kids to three under 3 in a matter of months, while working full-time was an experience... It showed me The Mortgage Girls is the most amazing team, and my clients are like part of my family.

When I'm not helping others with mortgages or getting people into their own homes, I like to keep myself busy. Renovating and growing my own investment portfolio, snowboarding, motocross, down-hill mountain biking, and when I can get back to my parent’s farm I love horse riding in the country air. I've put all these hobbies to one side as I raise my young family, but I can't wait to get them into these activities as they grow.

My goal with The Mortgage Girls is to be able to help others and be able to do it whilst creating a family, working from home. I want to able to help other women have a better work life balance, while making people's financial dreams come true whether that is getting onto the property ladder, helping reduce debt or finance business.