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In this section we ask you about your current liabilities.

In this section we ask you about your current expenses. Future cost expectations refer to the amount you expect this expense or cost to increase or reduce if your lending was approved. For example, KiwiSaver reductions being reduced from 10% to 3% or currently been dining out a lot because you have no other commitments expect to reduce this in half when purchasing a home or increasing lending.

In this section we ask you some additional information required to support and understand your application.

In this section we ask you about your current insurance policies.